“Data breaches” have become daily events and are consistently ranked by general counsel and corporate boards as one of the top five concerns impacting the business. In order to deal with this rising risk, companies are increasingly considering “cyber-insurance” policies as a solution, and are asking in-house counsel to help evaluate the benefit of these policies for mitigating— or ameliorating—the legal risks. While a good cyber-insurance policy can help mitigate the cost of a data breach, looking at the coverage limit alone can be very misleading. Following a data breach companies often discover that the insurance that they purchased does not cover, or only partially covers, the potential costs and legal liabilities that come with data security breaches. Join Bryan Cave partner David Zetoony, who provides valuable guidance for in-house counsel to (1) understand the types of data breaches that impact companies, (2) estimate the legal and defense costs that may arise following a breach, (3) understand the legal theories that may be asserted against a company following a breach, and (4) identify potentially problematic language in insurance contracts that may exclude or limit coverage for pertinent legal risks.